Program offers funding for those facing foreclosure

A new program is offering help and hope to local residents facing foreclosure. Washington will receive $56 million in funds from Emergency Homeowners Loan Program, which is operated by the U.S. Department of Housing and Urban Development. It is being administered locally by South Sound Outreach Services. The nonprofit organization has its offices at 1106 Martin Luther King, Jr. Way. It primarily serves Pierce County residents.

This program offers loans of up to $50,000 for qualified homeowners. It is for those who are at least 90 days late on their mortgage payments. Applicants must be unemployed or underemployed, or have a medical condition that keeps them from working. More information on qualifying for the program can be found at

This source of funding was just made available. The deadline to apply is July 22.

If there are more eligible applicants than there are funds available, worksheets filled out by homeowners will be entered into a random selection process. Agencies such as South Sound Outreach will evaluate them to make an informal, predetermination of eligibility. Those selected will be invited to apply for funding. There is no charge for this service.

“This is a great opportunity but unfortunately, the need is greater than what is available,” said Diane Hall, a housing counselor at the organization. “South Sound Outreach Services chose to participate because we wanted to ensure that people not eligible or those not picked in the lottery had an agency that could help navigate the next steps.”

An outreach event is scheduled for July 16 from 10 a.m. to 2 p.m. at King Oscar’s Motel, located at 8726 S. Hosmer St. Staff from the agency will be on hand to assist with the application process. Staff can provide advice to those attending who do not qualify for this new program.


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